The main source of revenue for the portal is from the charges paid by lending institutions on each transaction executed, hence nothing is charged from the customers.
Talking about the honeybeeindia, Mr. S.Nagarajan, Managing Director, honeybee eSolutions Pvt Ltd, said, "The idea is to help customer with right information at the right time hence allowing customer to take a well informed and well researched decision on their loan matters. Even one percent saved in the interest rate means a lot to the loan takers, by coming to www.honeybeeindia.com loan seekers can find the right lender and save money and time. We also offer value added services like loan counseling over phone and online."
Customers are also serviced offline, thus the loan seekers can avail "end to end" service from www.honeybeeindia.com by dialing 044 - 4264 1001. (via:release)
The one thing that I liked about this website is, you can use their site functionalities without registering to their website. Loanwala.com asks you to register first. Even to use loan calculators, you have to register. Thats insane. What if I want to just find out how much my loan installment would be ?
Another good feature is credit cards services. User can compare list of credit cards offered by different credit card services and choose which one is good for him/her. See which credit card has what features. Which is quite neat.
Talking about Mr. S.Nagarajan, Managing Director of HoneyBee Solutions, I wonder if he is the same guy who is COO and co-founder of 24/7customers.com. Check out this article.
I might have to send an email to confirm this. Will keep you posted with updates.
Updates: I just had an email conversation with Mr. Nagarajan. Here is what he has to say.
"Greetings. At the outset thank you for the write up in your site/blog.Your observation is right that when a big shot gets in to a venture it gets excellent coverage and that is not the case with small or first time entrepreneurs.
At honeybeeindia.com we firmly believe quality will have the final say and we have that in abundance. Another one important differentiator between us and competition is customer orientation. We believe in empowering customers with information hence they can take a well informed decision. Whereas our competitions are just capturing the customer data and pass it to the banks and this approach doesn't make any difference in the loan seekers effort level or would benefit him largely.
By the way, I am NOT the one Nagarajan COO and co-founder of 24/7customers.com. My profile and other details are in my site"
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2007-07-23 02:19:00 | joshi krishna - honeybeeindia.comjust now i visited honeybeeindia.com. it is having a very good unique feature like EMI Calculator and Loan amount and interest rate calculator. i never saw such type of facilities in any other website. nice job done by the honeybeeindia team. it helps people like me, to get a information at one place instead of approaching in each and every bank personally to get a loan.
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